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post #1 of 20 (permalink) Old 03-02-2017, 11:37 AM Thread Starter
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Ducati Financing Program

Ducati launched a new financing program where you could lease any 2017 model for quite a reasonable price. There are no wear an tear restrictions, no mileage restrictions, and you can go with a shorter trading cycle so you can bump up to newer models sooner and easier.

The Multistrada 950 for example is approximately $169 a month. About the price of 2 coffees a day if you break it down.

If cutting back is your thing, make the coffee at home and afford yourself a Multistrada 950 !

https://rideapart.com/articles/ducat...ancing-program
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post #2 of 20 (permalink) Old 03-02-2017, 12:20 PM
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You failed to mention this bit:

Quote:
At the end of term owners can trade for the newest Ducati model, sell it privately, or pay it off.
So at the end of the lease you'll be hit by the balance or pay more for the newest Ducati model. This is just not a financially sound decision for buyers to take...
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post #3 of 20 (permalink) Old 03-03-2017, 01:14 PM Thread Starter
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That's essentially with leasing any vehicle. This could work for someone that only wants to have it for a year or two and wants the newer model immediately when it comes out.
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post #4 of 20 (permalink) Old 03-05-2017, 04:19 PM
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Quote:
Originally Posted by Zipper View Post
That's essentially with leasing any vehicle. This could work for someone that only wants to have it for a year or two and wants the newer model immediately when it comes out.
Exactly.

If you plan on owning for any long duration of time, you might be better off actually owning it and then down the road selling in a market accessible to you where you can get more than in your home market. But thats if you really want to get as much as you can back.
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post #5 of 20 (permalink) Old 03-06-2017, 12:34 PM
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Leasing is fine for a car as those are your daily driver, but IMO a motorcycle is a hobby and lifestyle that you shouldn't go into without the proper funds to do so. Or go for something within your budget, there's no shame in doing so with motorcycles.
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post #6 of 20 (permalink) Old 03-07-2017, 12:06 PM Thread Starter
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I honestly don't see the difference. Looking at it for what it is, a lease is a lease no matter what the property is. Some people have motorcycles that are their daily commuters, what's the difference?

You shouldn't ever go into anything without having the "proper" funds to do so, but if leasing works out for you financially, heck go for it.
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post #7 of 20 (permalink) Old 03-08-2017, 02:16 PM
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it all comes down to your situation as an individual, that`s what you'll have to decide on. a business owner will see great upside potential to leasing vs owning. someone that likes to say they OWN the vehicle will pay it out right.

the only wrong way is if you are going beyond your means and being unreasonable with your money/credit
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post #8 of 20 (permalink) Old 03-09-2017, 01:21 PM Thread Starter
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That's it.

Now looking at the benefits for Ducati, they can't go wrong with this at all. This now makes their products available to so many more people that didn't have the funding to buy the bike prior to. Yamaha did the same thing I believe.
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post #9 of 20 (permalink) Old 03-10-2017, 04:43 PM
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Correct.

But when dealing with products like this its not really about not being able to afford it its more about getting them to take action sooner, easier to buy in when you have that much more leverage as a buyer, worry about everything else later on.

And that plays right into the competitive edge Ducati seems to be building and wanting.
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post #10 of 20 (permalink) Old 03-11-2017, 05:19 PM Thread Starter
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That's definitely the bigger part that's at play. No more having to wait to get funds or do any of that when you can just walk in and put it under the program and you're out with it that day. The same principles as a credit card essentially.
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